Did a cash-advance app take unlawful fees from your bank account?
Cash-advance apps market themselves as fee-free help between paychecks. In reality, "optional" tips, express fees, and membership charges can add up to triple-digit effective interest.
What we're investigating
We're reviewing whether cash-advance apps disguise the true cost of their advances, charge illegal tips, express fees, monthly fees, or membership fees, and withdraw funds from bank accounts without proper authorization — practices that can violate lending and consumer protection laws.
You may have a claim if…
- You were charged "tips," fees, or memberships you didn't expect.
- The real cost worked out to a very high effective interest rate.
- The app debited your account on the wrong date or for the wrong amount.
- You were charged overdraft fees because of an app's withdrawal.
- You couldn't cancel or stop the advances when you asked.
- You were charged a fee but never received an advance.
Why it matters
When an "advance" is really a high-cost loan, it may be subject to the same disclosure, licensing, and rate rules as any other lender. Users charged improperly may be entitled to refunds and damages.
Apps we're investigating
We're reviewing cash-advance apps across the industry, including:
- Albert
- B9
- Beam
- Brigit
- Cash App (Borrow)
- Cashli
- Chime (SpotMe)
- Cleo
- Credit Genie
- Current
- Dave
- EarnIn
- Empower / Tilt
- FloatMe
- Gerald
- Grant
- Grid
- Klover
- MoneyLion
- Possible Finance
- SoLo Funds
- Super
- True Finance
- Ualett
- Upgrade (BoostCash)
- Varo
- Vola
This list is for identification only. Inclusion here does not mean any company has been found to have violated the law. Don't see the app you used? We still want to hear from you — use the form to tell us.
Free case review
Confidential. No fee to find out if you have a claim.